Dog Blog From Emily's Dog Jogger

Find pet care and training tips, as well as humorous posts written by dogs.

Guest Post: Set Up An Emergency Fund For Your Dog

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Why You Should Set Up An Emergency Fund for Your Dogs in 2018

By Patty Moore, a newer blogger @WorkMomLife and http://workingmotherlife.com

Dogs are not only wonderful creatures; they are also good for your health. Numerous medical studies from around the world have revealed that dog owners benefit from reduced blood pressure, better weight maintenance, improved cardiovascular fitness, less stress, less depression and superior self-esteem, all of which leads to longer life spans. It’s no wonder dog owners are quick to return the favor by being every so vigilant about keeping their canine family members healthy. However, regardless of how prepared dog owners think they are to take care of Fido, they probably haven’t planned for the possibility of an emergency trip to the vet. As with any of life’s contingencies, it is important to have a financial plan in place.

 

What a Pet Emergency Could Cost You

 

Most dog owners are aware of the typical costs of caring for a dog and many can handle the cost of routine health care, such as vet exams, worming, flea prevention, teeth cleaning and vaccinations, which might amount to several hundred dollars a year. They plan for it and include it in their budgets. But, until it actually happens, few dog owners are aware of the cost of emergency pet care, which can set them back thousands of dollars. One of the more common emergency treatments is gastrointestinal foreign body surgery for when a dog swallows and diaper or a corn cob. That can cost upwards of $3,500. Worse, if your dog swallows a toxin, like poisonous mushrooms, the treatment could cost nearly $7,000. How about heatstroke, which happens frequently in certain parts of the country? Heatstroke treatment can run over $4,000. If your dog is suffering from chronic vomiting and diarrhea, it could have pancreatitis -- $3,000.

 

You get the point. All it takes is one unexpected injury or illness and it can throw off your financial ecosystem, requiring you to take money from savings or going into debt. You could be one of the lucky dog owners who never experience it; but, most aren’t so lucky. On the other hand, you could be financially prepared so all you have to worry about is your dog getting better.

 

Setting up an Emergency Fund for Your Dog

 

One of the fundamental personal finance principles is to plan for the unexpected. That’s why every financial planner will tell you to set up an emergency fund before you do anything else with your money. You put a few hundred dollars in a savings account until you have enough money to cover a year’s worth of living expenses for you and your family. While you might consider your dog apart of your family, the expenses involved in a health care emergency aren’t normally included in your living expenses. You need to keep your emergency fund intact and start one for your dog. It will be a lot cheaper than having to pay off a high interest credit card balance. If your monthly budget for dog care is $100 (including food, supplies, grooming, etc.), try doubling it and set aside $100 in a separate savings account. Within a

couple of years you could have nearly $2,500, which is probably enough to cover many medical emergencies.

 

Or You Could Get Pet Insurance

 

An increasing number of dog owners are turning to pet insurance to cover possible vet expenses. Pet insurance is designed to cover the cost of treatments for most injuries and illnesses, including surgeries, hospitalization and emergency treatments. Just like your own health insurance, there are exclusions with pet insurance so you need to be aware of what is covered and what isn’t covered with any particular policy. For instance, with many policies, pre-existing conditions are covered unless it has been completely cured.

Most standard policies don’t cover wellness or routine vet visits either. You can, however, you can buy policies that include it, but you’ll pay a higher premium. Most dog owners opt for basic illness and accident coverage to keep their premiums low and then pay for wellness visits out of pocket. The average monthly premium paid by dog owners was $43 in 2016 with policies starting as low as $10. But some policies can run as high as $100 a month depending on where you live, the type of coverage, and the breed and age of your dog. A policy for a three-year old mixed-breed dog might cost $27 a month, while the same policy for a pure bred, black Labrador might cost $49 a month.

 

Which Way Should You Go – Emergency Fund or Pet Insurance?

 

There is no right or wrong way to go for dog owners. A lot depends on your financial circumstance and the type of dog you have. The biggest risk you have when using an emergency fund is your dog gets sick or injured before you have had a chance to save up sufficient funds. The biggest risk you have with pet insurance is you end up paying more in premiums over the years than you actually need from the insurance. For many pet owners, the thought of never having to use their pet insurance is okay with them, just as they’re okay if they never have to use their auto insurance. For them, it is all about peace-of-mind, which is the main reason to own insurance of any kind.

Visit Patty's blog: http://workingmotherlife.com

6 Steps To Prepare Your Pets For A Hurricane

This year's hurricane season has been one of the most destructive in history, but it is not over yet.

The 2017 Atlantic hurricane season started on Thursday, June 1st and doesn't end until Thursday November 30th.

So we have compiled a list of 6 basic steps you can take to help insure your pet's safety during a hurricane.

1. Make sure that your pet is micro-chipped. And remember, micro-chips aren't just for dogs. Reptiles, birds, horses and even guinea pigs can be micro-chipped.

2. Make sure they are wearing an ID tag as well. This will serve as the first item rescuers would use to reunite you with your pet, in the event you were separated from each other. If your pet does not already wear one, you can make one using a luggage or key tag. Write on it using a ball point pen to avoid smearing if the tag comes in contact with water. Tip: A luggage tag can be braided into a horse's mane.

3. Before evacuating, find a shelter that will except pets. If the only shelter you can find is unwilling to take your pet, make arrangements with a pet shelter or boarding facility that will be taking pets in during this emergency.

4. Pack your pet's traveling supplies. Bring a pet carrier ( and crate for dogs), a blanket and a 3-5 day supply of food,  water and medications for your pet. You can bring a box and a roll of trash bags to create a traveling kitty litter box.

5. Bring extra dog leashes. Once you have arrived at the shelter, your dog may spend a lot of time in their crate and will need to take regular bathroom breaks. So when he has to go, just attach his leash to his collar as you do at home, and take him out for some fresh air and a potty break. You can also share any extra leashes with other pets who may need them.

6. Place a list of emergency contacts in your pet's supplies.  This listof names should include your family veterinarian, and a friend or relative who may be able to care for your animal in case something were to happen to you during the storm.

 

 

Natural DIY Flea Repellent and Skin Rinse

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Are you ready? Of course you are. You are ready learn how to make a natural flea repellent and skin rinse. You will need 6 fresh lemons, a knife, a cutting board, a saucepan, a spray bottle, a large water pitcher and a liquid strainer. WOOHOO! Let's go!!

1. Slice your lemons into a medium sized pieces . 

2. Fill the saucepan about halfway with water and add the lemons. Cook on medium-high until boiling. Let them boil for about 2 or 3 minutes, then turn the temperature down to achieve a low boil.

3. Let your lemons sit in the hot water for about 30 minutes or until cooled.  

3. Place the strainer on the opening of the pitcher, and pour the lemons and water into it.  

4. Remove the strainer, and discard the lemons. Then let liquid in the pitcher cool even more so that it is comfortable to the touch. Now pour the strained lemon water into the spray bottle.

5. Label it, and place it in the fridge .  

Use this water as a spritz right after you bathe furry kiddo. You can leave it on and just tell them dry. This spritz can also be used to relieve rashes and other skin problems your dog may have. In this case, you can rinse them off after you apply it if you would like to.

I used this on my dog Emily for a short while to save money, until I could afford a prescription from her vet. We lived near a wooded area at that time, and she never got fleas! I have also used it on my new dog Graciela who use to battle grass allergies. But after rinsing her with it a couple of times, the rashes cleared up, and never returned!

 

 

The Dog Poo Fairy...

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No matter what you call your pup's bathroom break, when ever you say " Let's go potty," or " Time for tee-tees", he knows that it's time to go outside for a bit. And every pet owner knows that they are expected to pick-up after their furry kiddo whenever they make "stinky deposits." However many people never bother to do so. This is probably why, through the years many companies have invented simple ways to remove doggie waste from lawns. These methods save time and energy, prevent contamination, and reduce the "smelly factor."  Yet we all still have that awfully rude neighbor who insists on leaving their pup's business on your front lawn for all to see. Some people have resorted to purchasing lawn signs to deter this bad behavior. Here are some particularly creative ones...

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Graciela's Dog Dictionary

Hi! I'm Graciela Liana Grimball, but my friends just call me Graciela L.🐶. Thanks for checking out my dictionary. This is a list of words and phrases my dog friends and I put together just for our blog. We listed everyday phrases, then added our own meanings. Got a word or phrase of your own that you want to share? Add it in the comments, and I will add it to the list. Yes, I can write. Along with "sit and stay" classes, my obedience school also offered a "Writing English When You Don't Have Opposable Thumbs" class plus keyboarding and selfie courses, for those of us who might have been considering careers in social media in the future. So I enrolled, and aced them all. 😎 You can visit my dictionary below.

❤ Graciela L. 

  • Bite Off More Than You Can Chew: The proper way to eat "people food."

  • Pee Mail: Messages left in the grass by other dogs.

  • Small Talk: When toddlers have lengthy conversations with the dogs they live with

  • Get Your Act Together: Convince a group of dogs in your house or neighborhood that you should all do bad things together as a team

  • Slow Down: To Purposefully take forever to get into a "down-stay" when told to do so by a human

  • Rain Check:  Sticking only your nose out of the door just before a backyard potty break, to see if it is raining. Then slowly walking backwards into the house if you discover that it is

  • Cut Corners: Frantically, yet carefully dashing through the house to the front door because your mom or dad just got home

  • Hot Food: Any food you took without permission

  • Bite Off More Than You Can Chew: The proper way to eat "people food."

  • Hanging Out : Laying your feet over the side of the bed or couch you are sleeping on. It is also the prefered position used when riding in a car with a window down.

  • Double Bed: When two dogs squeeze into a dog bed meant for a single dog

  • Taking It Easy: Stealing human food when no one is paying attention

  • Keep It Down: Barking while in a crouched position

A letter from "Dooley" the dog

Dear Burger Place,

I would like to thank you for being the place that burgers come from. Why you ask? Well let me share "a short tail" with you. The other day my pet sitter walked into my house holding a yellow item of food which she called a "banana." It looked harmless, and actually quite yummy. "Hi Dooley!," she gleefully shouted. Would you like a piece of this banana?" She made it sound so enticing, that I took a bite. And Whoa, I really regretted it. Bananas are really yucky, so I spent most the day trying to get that eerie scent out of my head. Since I can't talk, all I could do was frantically shake my head and frown. Well, she apparently got the message and left, then  returned with a special "I'm sorry treat." When she opened the door, I could see that she was holding an amazingly delicious burger in her hand, which the light from outside landed on top of creating a kind of food halo. "Would you like a piece of this burger Dooley?" Why yes, yes I would you little "banana pusher." One bite, and I was cured. That banana taste was gone forever. So once again, thank you, thank you, thank you burger place!

Love always,

Dooley The Dog

 

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A Letter from "blaze" the dog

Dear Outside,

You are the best! I love it when you toss random squirrels accross my path as soon as I step into my backyard. That livens up my day. Although I would like to catch one occasionally, just freaking them out and scaring the "morning biscuits" out of them for a brief moment, also works. You are the greatest. Keep up the awesome work. Peace. 😎Blaze 

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a letter from "bella" the dog

Dear people who read this blog,

Hello darlings, I'm Bella. I'd like to share a word with you, literally. The word is "Pee-mail."

Now, let me drop some doggie knowledge on you. Pee Mail is what we dogs are checking when we stop and sniff the grass while we are on our walks. Just so ya know.

FYI: Pee Mail is now in our  "Dog Dictionary."

Oh!  And you are welcome.

Hugs & Pretty Kisses,

Bella The Dog

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a letter from "andy" the dog

Dear Angry Cat,

Why are you so mad? Did a neighborhood rodent tick you off? Did another cat throw you into the rumor mill? I don't know why you are so upset all the time, but that is really not a good way to be. The way you fly into the air, hiss and frantically growl evertime I see you is unacceptable behavior. Chill out and relax, and realize that the world is not against you. Believe me, everything will be ok.

Ok fine. Maybe if I stopped trying to snatch you off of the curb and shake you around every time I see you, you would be nicer.

See you soon. Love, Andy

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a letter from "talley" the dog

Dear Dog Food,

 When we first met I thought your were pretty good. Now that time has passed, regretfully, I now think you are just, ok. It's just that you're a bit plane, and kind of "everyday." I do know that you are a loner, and that you like it that way, but I think I would feel better about you if you got yourself some friends. May I suggest that you get together with some bacon and gravy, and maybe some warm cheese?  Wow. Delicious! My taste buds are putting on a reenactment of a dance scene from Saturday Night Fever right now as I think about that combo. I really hope you all get together soon. Can't wait to see you guys! 💕Tally The Dog

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B-Ball With Bowie the Dog

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Dear Mom & Dad,

Today I had to explain to my pet sitter HOW I ROLL.

The Sitter: Bowie, I thought you said you could play b-ball?

Bowie: I can. Like. A. Boss.

The Sitter: Let's see!

Bowie: Sure, but I plan on taking my 20 second timeout for the rest of the afternoon.😎

Travis the dog's Confession Letter

Dear Sleep,

How I love being with you, and greatly miss you while you are away. I know we are only apart at breakfast, dinner, and while I am on a walk, but I am still missing you then.
I hope to see you soon, because being with you is so relaxing.
You are awesome! And so talented. I don't know anyone as creative as you, with all of your original dreams. Although, I could do without the crazy cat nightmares.

Sincerely,

Travis The Dog

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Dogs Dooley & Lola think Fetch is Weird

Dear mom,

We think fetch is weird, so while our pet sitter visited us today, we played "Ingnore the ball," Wooo hoo!  We think this is one of the BEST. SPORTS. EVER.😀 We could play it for hours. It's only 2nd to the world's most famous sport of all time, "Eat way too much, then go to sleep in front of the tv." 😂 

New Puppy Tip #1 : Before they come home...

 

1. Carve out some time to prepare for, and get adjusted to your new pet. 

Although dogs are amazingly adorable, they are A LOT of work. Make sure that you , or the person receiving the pup is aware that he will be joining the family. They will need to make time during the day to potty train, walk and play with their new furry kiddo. They will also need time to chose the veterinarian they feel most comfortable with etc. 

2. Create a schedule for playtime and exercise.

After working with dogs daily for the past 4 years, I cannot stress enough how important exercise is to the health and well being of your dog. A well exercised pup is much more cooperative, and much less destructive than one that doesn't get out much.

3. Choose a quality pet food.

Cheaper pet foods are often made with harmful low quality ingredients. If fed for a long period of time, they may actually shorten your their life span. You don't have to feed your new pup the most expensive food out there, but you should definitely do some research. Start with choosing a grain-free food and go from there.

The Dog Poo Fairy...

No matter what you call your pup's bathroom break, when ever you say " Let's go potty," or " Time for tee-tees", he knows that it's time to go outside for a bit. And every pet owner knows that they are expected to pick-up after their furry kiddo whenever they make "stinky deposits." However many people never bother to do so. This is probably why, through the years many companies have invented simple ways to remove doggie waste from lawns. These methods save time and energy, prevent contamination, and reduce the "smelly factor."  Yet we all still have that awfully rude neighbor who insists on leaving their pup's business on your front lawn for all to see. Some people have resorted to purchasing lawn signs to deter this bad behavior. Here are some particularly creative ones...

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Three Ways to Exercise Your Dog Without Exhausting Yourself

Many unwanted doggie behaviors stem from the lack of, or not enough exercise. Some of these behaviors include destroying furniture, excessive barking and separation anxiety. 

This may sound scary, but there is no need to panic. Here are four ways to curb your pooch's appetite for bad behavior.

1. Use a Doggie Backpack. You can lightly pack it with small items you will be taking on your walk/hike, such as back up poo bags and water. Your dog will appreciate being given some responsibility, and it will cause him to focus on something other than random squirrels and other dogs.

2.  Teach him how to walk on a treadmill. This will allow him to get a great workout, while you catch up on some t.v. time. Since treadmill training can be tedious, we suggest you call in an expert. Many dog trainers will teach your pup how to handle the treadmill with ease. 

3. Hire a dog walker. Dog walkers and pet sitters will gladly drop by and take your dog for a walk or run. Not only will this give you a few moments of quiet time, but it will also give him the chance to burn off some energy, and return to you calm and relaxed.

Below : Our client Jake is learning to walk on a treadmill with Stephanie Garza from https://puppupandawaysa.com  

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